NON-QM LOANS

If you are self-employed or a property investor, look no further for non-traditional mortgage loans. Doorway Home Loans offers a diverse range of Non-QM mortgage products that allow you to qualify using alternative income documents including bank statements and “no income-no employment” loans.

Here are some key features of the Non-QM loans:

For Self-Employed:

Loan amounts to $3MM
600 minimum FICO
90% LTV to $1.5MM
No Add for All Bank Statement Loans or for 12 & 24 months
Full Doc - 1 or 2 years W-2, pay stubs, tax returns, or K1’s.
Alt Doc - 12 or 24 months personal or business bank statements or 1099’s, 12-month cash flow.
3 months business bank statements, Profit and Loss (P&L) only.
DTIs up to 55% available
10 YR IO can become fully amortized. 30 YR option available
Cash out to 80%

DSCR Investor Loans:

(For Non-Owner Occupied Properties)

1-4 unit investment properties
Loan based on anticipated rental income
No Income information required
No employment information required
600 Minimum FICO
Max LTV to 80%,
Loan amount up to $2MM
Foreign Nationals to 70% LTV with no U.S. Credit

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NON-QM LOANS

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