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How can you get a lower payment? By refinancing your loan. 

Can everyone refinance? Most people can refinance, but that doesn't mean they should. Whether refinancing is a good choice or not depends on a lot of life factors.

Let’s use an example: 

Let’s say you came to the conclusion that you weren’t going to stay in your house for the entire term of your loan, maybe you want to move after 5 years or so. Your goal might be to get a lower monthly payment now, and a refinance would do just that.

Needless to say there are a variety of factors which influence refinancing, so stop by, we’d love to get to have a conversation with you, get to know your scenario, and provide you with the knowledge you need – without any expectations or pressure!